Lydia Zulkifli

Head of Digital Strategy / Heartland Bank

Lydia is currently the Head of Digital Strategy for Heartland Bank.  She is an experienced banking executive with a career spanning investments, treasury, lending and digital strategy.  Originally from Malaysia, Lydia holds a Finance and Economics degree from the University of Auckland.  She is currently leading Heartland Bank’s digital transformation through the launch of dedicated online lending platforms including for small business owners and consumers.