Jim is currently head of digital commerce engineering for Capital One where he gets to work with some of the best software engineers there are. He holds a Masters of Engineering and MBA from Cornell University. Jim started his career with Accenture in Boston and later led the technology organization of a large multinational headquartered in Edinburgh, Scotland. He founded Capital One’s mobile software engineering practice and has led Capital One’s engineering efforts for all mobile payments and digital commerce efforts over the years. Jim also founded Capital One’s voice solutions and IoT practices that have led to several industry-first product launches.