8th Annual

Future of Banking Summit, Sydney 2025

Explore the future at our 2025 conference
9 May 2025 8:00 am - 5:00 pm
Four Seasons Hotel Sydney
Tickets Available
About the Event

The Banking Summit, Sydney 2025 will offer key insights into the future of banking through dynamic keynote presentations, panel discussions, and peer-to-peer roundtable conversations. With over 150 senior banking leaders, speakers, and technology partners, this event serves as a critical forum for driving innovation and transformation within the banking sector.

As the banking industry undergoes rapid changes fuelled by AI adoption, digitalisation, and advancements in payment systems, institutions are enhancing customer experiences and operational efficiency. However, banks are also facing challenges related to talent shortages and resource constraints. In 2024, the industry invested $1.2 billion in technology in just one quarter. Join the conversation to explore how banks are overcoming strategic hurdles and how you will be able to champion change.

Speakers
Chief Executive Officer
Australian Financial Security Authority
Chief Information Officer
Bendigo Bank
CIO of Group Business Units
Westpac
Chief Information Officer
Avenue Bank
Chief Growth Officer
Tyro
Chief Customer Officer
People First Bank
General Manager, High Value and International Payments
Commonwealth Bank of Australia
General Manager Data and Analytics
Bendigo Bank
Head of Payments Industry
NAB
Head of Technology, Core Banking & Global Functions
HSBC
Head of Growth
Avenue Bank
Program Director Technology Operations, Group Business Unit
Westpac
Master of Ceremonies
(MC)
Managing Director, Financial Services Sector
Kyndryl
Consult Partner
Kyndryl
Financial Service Institutions (FSI) Industry Lead, Australia and New Zealand
SAS Institute
Chief Customer Officer
Sandstone Technology
APJ Market Lead, Cognizant Moment
Cognizant
Agenda
  • Shifts in Consumer Behaviour: High inflation is pushing individuals towards alternative financing options, including increased reliance on credit, short-term loans, and savings depletion, impacting long-term financial security. 
  • Evolving Lending Landscape: The rise of BNPL and flexible credit products is reshaping lending behaviours, increasing financial stress on households and adding risk exposure for financial institutions. 
  • Regulatory Response & Insolvency Risks: Regulators are tightening oversight on emerging lending products, while rising debt levels and economic pressures contribute to increasing rates of personal insolvencies in Australia. 
  • Transforming Banking Infrastructure: How banks are rethinking their infrastructure and overhauling their legacy systems to not just adapt, but lead the charge in innovation and customer experience 
  • Cloud as a Game Changer: How cloud technologies have reduced downtime during major incidents by 70%, transforming banking reliability and enabling the industry to unlock new opportunities for growth and efficiency. 
  • Facing System Upgrade Realities: The unspoken challenges banks must address to ensure their system modernisation is not just technically sound, but future-proof and customer-centric 
  • Top Technology Trends in 2025 and a spotlight on Agentic AI
  • AI Squid Game based on Australian AI voluntary standard guardrails (audience participation required) and survey insights
  • Use Cases: Application of AI/machine learning to capital, liquidity, forecasting and valuation

Our peer to peer roundtable discussions enable you to engage with other attendees as they rotate from table to table.

Each discussion features one of 16 distinct topics and is hosted by a technology expert together with an industry co-host to drive an engaging conversation amongst the participants.

This year's topics span across Digital Identity, Banking Process Transformation, IT Innovation and Modernisation, Economic Trends, Customer Trust and Expectations, Advanced Data & Analytics, and more.

  • Economic Pressures: The ongoing impacts of high inflation and rising interest rates are affecting both the cost of living and the cost of doing business, prompting banks to adapt and find innovative solutions.
  • Technological Megatrends: Embracing advancements in AI, climate change mitigation, and energy transition strategies to drive sustainable banking practices and customer-centric services.
  • Preparing for Future Shifts: Addressing the challenges posed by an ageing population by leveraging technology to support financial planning, accessibility, and economic resilience. 
  • Reimagining Payments: How payment systems and standards like ISO 20022 are transforming cross-border transactions, making international payments faster, more efficient, and cost-effective for Australian businesses and consumers.
  • Collaborative Regulation: The crucial role of regulators, banks, and fintechs working together to create policies that foster innovation while ensuring compliance.
  • Global Market Expansion: The opportunities and challenges of a globally connected payments system, empowering Australian businesses to tap into new markets and driving growth while balancing regulatory needs.

For the past two years, the question of how to best use artificial intelligence has dominated business agendas. At most organizations, the work has been largely internal, where leaders have focused on boosting efficiency and productivity.  Cognizant newest research study is focused on consumer use of AI and it shows that consumers who embrace AI could drive up to 55% of spending by 2030.

  • Consumer readiness to embrace AI throughout their buyer journey
  • How financial services industry compares to the rest of the world
  • What banking products customers are most comfortable with for AI adoption
  • What types of AI solutions consumers appreciate most
  • Key opportunities for banks to enhance their customer experience with AI-powered journeys.
  • Digital Payment Growth: In 2025, 80% of B2B transactions will be digital, with mobile wallets processing over 500 million payments worth $20 billion in October 2024 alone.
  • Rise of Open Finance: The adoption of open finance will drive increased use of digital payment systems, meeting the demand for faster and more secure payment solutions.
  • Regulation and Innovation: With new global regulations, banks are increasingly adopting innovative systems to enhance payment security, efficiency and customer experience.
  • Banking Built on Behaviour: How customer analytics are redefining banking products and shaping the future of financial services.
  • Tech that Connects: How innovative tools are transforming engagement and creating seamless, personalised customer experiences.
  • Keeping Customers Close: With 15% of Australians likely to switch banks within a year, how can understanding customer lifecycles help in acquisition and retention?

People First’s Tech Transformation: A Blueprint for the Future of Banking

Peer-to-Peer Discussion Topics
  • With reports showing 78% of Australian customers are satisfied with their banks, what can we do to take customer trust and satisfaction to the next level?
  • How is technology, like AI, transforming customer journeys and driving loyalty in banking?
  • What’s the key to successfully rolling out new tools and strategies to improve customer experience while ensuring security?

  • How can banks foster a culture of innovation to stay ahead in the fast-evolving tech landscape?
  • What challenges do organisations face when integrating new technologies into existing systems?
  • What strategies can banks use to modernise their technology infrastructure while minimising disruptions to customer services and operations?

  • How AI is impacting customer experience
  • Hyper-personalisation with AI
  • Multi-agents in the service of a customer
  • How CX is inspiring AI innovation: avatars, robots with AI and other novel inventions

  • How can isolated transformation efforts hinder progress?
  • What steps unlock true innovation, data-driven personalisation, and tech adoption?
  • What’s the best approach to ensure seamless action and minimise risks?

  • How can the trust exchange pilot through myGov enhance digital identity and streamline KYC processes in banking?
  • What are the implications of integrating digital identity systems for protecting customer data and ensuring security?
  • How can banks balance innovation in digital verification with maintaining robust customer trust and regulatory compliance?

  • What are the key considerations for maintaining data privacy and security while using AI in banking operations?
  • How can AI enhance data analysis and improve decision-making processes within financial institutions?
  • What steps can banks take to foster a data-driven culture and upskill their workforce to effectively leverage AI technologies?

  • Stress Testing in the age of AI
  • AI Model Risk Management (MRM), Capital and Liquidity
  • AI application for Climate risk and Environment, Social and Governance (ESG)

  • How can banks drive technological progress while staying compliant with evolving regulations, including the Financial Accountability Regime and updates to the Banking Code of Practice?
  • What strategies ensure IT infrastructure adapts to meet regulatory standards, like those supported by the Simplification Consultative Group, while fostering innovation?
  • How can banks proactively address regulatory shifts, aligning new technologies with industry standards to protect customer interests and fuel sustainable growth?

  • How is social media influencing financial product decisions with 76% and 68% of consumers turning to platforms like TikTok and Instagram for advice?
  • In light of global cost pressures and interest rate changes, how are banks adapting to meet consumer needs for saving and borrowing?
  • What strategies are banks implementing to engage and develop offerings for younger generations?

  • How can banks effectively modernise legacy systems without disrupting daily operations?
  • What strategies ensure systems remain operational and secure during the transformation process?
  • How can organisations train and support employees to embrace and excel with new technologies?

  • How can banks leverage data and analytics to stay competitive in a rapidly evolving digital landscape?
  • What strategies should banks adopt to ensure their data infrastructure is resilient and adaptable to future challenges?
  • How can banks use predictive analytics to anticipate customer needs, market trends, and innovate proactively to expand services?

  • How can AI enhance fraud detection and risk management, supporting initiatives like the National Anti-Scam Centre and Australian Financial Crimes Exchange?
  • What should banks prioritise when deploying AI to support anti-scam efforts, ensuring models address evolving threats while remaining ethical and transparent?
  • With tools like the Anti-Scam Intelligence Loop in place, how can financial institutions balance innovation with maintaining customer trust and meeting regulatory expectations?

  • How can banks empower teams with a culture of innovation to support change?
  • How do we leverage the right technology and culture to drive successful transformation?
  • How can we prevent creating the next generation of legacy systems?

  • With over 80% of Australian consumers preferring digital banking methods, how can data analytics help banks understand shifting customer preferences?
  • How can analytics personalise services to improve experiences across digital channels?
  • What strategies can banks adopt to predict future trends and stay ahead in a digital-first world?

  • How can emerging technologies improve loan origination, making the process faster and more customer-friendly?
  • What is the right balance between automation and personalisation to enhance the loan application experience?
  • How can banks address compliance, security, and risk challenges while modernising loan origination systems?

  • How are banks developing long-term strategies around modernisation, automation, and security to ensure they remain competitive and secure?
  • What challenges do banks face when building sustainable strategies that deliver continuous value while keeping customer needs at the forefront?
  • How can banks ensure their long-term strategies align with effective delivery methods, balancing innovation with consistent, reliable customer experiences?

Contact Us
For general enquiries:
Brigitte Guerin
Brigitte Guerin
Chief Executive Officer
T: +61 417 678 632
For sponsorship enquiries:
Richard Theobald
Richard Theobald
Business Development Director
T: +61 404 300 088
To participate as a speaker:
Murali Ramesh
Murali Ramesh
Production Director
T: +61 2 8484 0904
For event and marketing enquiries:
Nicole Pusic
Nicole Pusic
Director of Marketing & Operations
T: +61 401 022 626
Register Interest