FST Media and CA Technologies hosted an exclusive luncheon with Shamir Karkal, Co-Founder and CFO of US-based Simple — an innovative online-only bank that leverages customer data to provide additional services, such as customised savings programs — and Chief Information Officers (CIOs) and Divisional Heads of Operations, IT and Security from Australia’s banks and finance companies. Karkal shared his insights into being behind a financial services start-up and Simple’s value proposition.