Sanjoy Sen is the Group Head of Consumer Bank, responsible for the
Group’s Consumer Banking business across the Region, and member of
the Bank’s Group Management Committee.
Sanjoy plays a lead role in growing and deepening DBS’ Regional
consumer footprint in Asia. His responsibility includes driving the digital
transformation and develop new ecosystem partnerships, leveraging DBS’
banking and technology capabilities, to scale the consumer businesses.
Sanjoy has over 30 years of extensive international consumer banking
experience. He spent the first 22 years of his career in Citibank where he
led diverse consumer & wealth businesses in Asia Pacific, Middle East &
Africa. In 2012, he joined ANZ Banking Group to head their Retail, Private
Banking & Wealth business in Asia. He then joined DBS Bank in 2018,
following the successful integration of ANZ’s Retail & Wealth business.
Sanjoy currently serves on the board of DBS Bank Taiwan Ltd and DBS
Foundation. He sits on Visa’s Senior Client Council for Asia Pacific. In
2019, Sanjoy was conferred the IBF Fellow award for Consumer Banking
by the Institute of Banking & Finance in Singapore.
Sanjoy holds a B.Tech degree in Electronics Engineering from Indian
Institute of Technology (IIT) in Varanasi, India; and a Post Graduate
Diploma in Business Management from Indian Institute of Management
(IIM) Kolkata, India. He has also completed his executive management
program from Harvard Business School.